EveryTrade Insurance is a contractor-focused commercial insurance agency built specifically for the people who build, repair, install and improve communities across California. Founded by John Romero Sosa, a 17-year veteran of the commercial insurance industry, EveryTrade was created with a clear purpose: to give contractors an insurance partner who truly understands the speed, pressure and day-to-day realities of the trades. From general contractors and electricians to roofers, plumbers, HVAC companies, concrete crews, painters, landscapers, framers, pool contractors, solar installers and specialty trade businesses, we work with contractors every day and know what matters when coverage, certificates or bonds are needed quickly.
Unlike a general insurance agency that handles many different industries, EveryTrade is built from the ground up for contractors, tradesmen, subcontractors and construction-related businesses. We understand the details that can slow down a job, whether it is a general contractor requesting a certificate of insurance, a project requiring a performance bond or a contractor needing the right coverage before stepping onto a job site. Our solutions include General Liability, Workers’ Compensation, Commercial Auto, Tools and Equipment Coverage, Builder’s Risk, Inland Marine, Umbrella and Excess Liability, Professional Liability and a full range of contractor bonds including license bonds, bid bonds, performance bonds, payment bonds, permit bonds and maintenance bonds.
EveryTrade was created with a clear purpose: to give contractors an insurance partner who truly understands the speed, pressure and day-to-day realities of the trades.
